So, you've selected the gadgets to give your loved ones, and you're at the checkout line. Suddenly you're asked if you want an extended warranty or protection plan for a modest sum, and the line is piling up behind you. Do you opt for the foot-long receipt with terms and conditions that you'll have to keep in a secure place?
By RYAN NAKASHIMA
AP Business Writer
LOS ANGELES (AP) -- Even if such a plan is right for you, just say no. ...
